Annuity Options Helper

	Value of your existing pension funds
	Value of existing private pension funds (not yet in payment) (£)
	Annual value of pensions in payment or pensions from final salary pension schemes that are not yet in payment - EXCLUDING any State Pension (£)
	Personal Cirumstances
	Do you have a spouse, a civil partner or any financial dependents ?	No Yes
	Do you have any medical conditions that may shorten your life ?	No Yes
	Have you been a continuous smoker for the last ten years ?	No Yes
	Security of Income
	Do you want your pension to pay out at the same value for a fixed number of years after you die ?	No Yes
	Do you want to protect your pension against the effects of inflation ?	No Yes
	Flexibility
	Do you wish to be able to review your pension at regular interviews (i.e. at five year intervals) without being locked into the same plan for life ?	No Yes
	Attitude towards Investment Risk
	How much investment risk would you be prepared to take with your pension income ?
	I do not want to take any risks with my pension income I am prepared to accept a moderate amount of investment risk I am prepared to accept a substantial amount of investment risk